Did you know that a $450,000 mortgage with an interest rate of 3.9%pa costs $314,102 in interest over the 30 year term of the loan??

Getting a handle on your debts can be the first step to financial freedom and knowing that all debts are not created equal and structurin...

We have found an interesting trend with clients that hold industry super funds. Whilst the funds themselves are generally sound and provide low cost administration they often contain hidden costs in the form of expensive insurance cover.

Many people are not even aw...

From 1 July 2019, new ‘Protecting Your Super’ laws come into effect. This means unless you have elected to keep your insurance within Super it could be cancelled leaving you and your family unprotected.

These rules prevent super funds from providing insurance cover to y...

Last night the Government handed down the 2019 Budget, proudly toting that the budget will be back in the black for the first time in 12 years.

So are you set to get a piece of the surplus cake?

Firstly, it's important to note that the surplus has not happened yet, it is...